At Korotkin Insurance Group, we’re committed to providing insurance solutions that will keep your business protected, no matter the size.

 

Small Business

A Business Owners Policy (BOP) from Korotkin Insurance Group allows your business to create a customized insurance policy that combines Property, Commercial General Liability, and Crime Insurance, as well as additional coverage types based on your needs.

 

Middle Market & Large Business

Running a business is a major responsibility that can involve many risks. Not only are you responsible for ensuring that your day-to-day operations run smoothly, but you are also accountable for keeping your employees and property insured from injuries and damages. At Korotkin Insurance Group, we can help you create a “package” policy that is designed to safeguard the best interests of your business - so you can focus on serving your customers and increasing your profits.

Commercial General Liability from Korotkin Insurance Group can prevent major financial losses if your business is sued or held legally responsible in the event of bodily injury or damage. With the proper policy, you can have most medical expenses, attorney fees, settlements, and reimbursements covered. Coverage from Korotkin Insurance Group include:

  •         Premises Liability

  •         Products and Completed Operations

  •         Premises Medical

  •         Fire Legal Liability

With a custom Property Insurance policy from Korotkin Insurance Group, you can ensure that the building itself and the personal property of your business is protected from minor accidents or a major financial loss. Our insurance specialists can help you create a policy that keeps your small-to medium-size business insured from top to bottom by covering such items as:

  •         Your building

  •         All interior items (desks, furniture, inventory, etc.)

  •         Any outdoor signs on your property

Business Income/Interruption is another piece of the commercial package policy that absolutely vital to include. When Korotkin Insurance Group tailors a policy for any business, understanding what will be lost during the re-build process in the event of a covered claim is of utmost importance. While your business is being restored, Business Income coverage would provide the collection of:

  •         Lost income/revenues/profits

  •         Lost rents (if you are a landlord)

  •         Ongoing operating expenses

  •         Leasing temporary space, etc.